Maharashtra | June 2025 — Under the Pradhan Mantri Fasal Bima Yojana (PMFBY) 2025, farmers in Maharashtra are set to receive insurance coverage for their Kharif crops at highly subsidized rates. The state government has finalized the premium structure, dates, and eligible crops for the Kharif 2025 season.
🌾 What is PMFBY?
PMFBY is the Government of India’s flagship crop insurance scheme that provides financial support to farmers in the event of crop failure due to natural calamities, pests, or diseases.
✅ Key Features for Maharashtra in Kharif 2025
| Feature | Details |
|---|---|
| Season | Kharif 2025 |
| Application Last Date | 31 July 2025 (tentative) |
| Mode of Enrollment | CSC Centre / Bank / PMFBY Portal |
| Eligibility | All land-owning farmers, sharecroppers |
📋 Crop-Wise Premium for Farmers in Maharashtra
Here’s a breakdown of how much premium farmers will pay for different crops:
| Crop Name | Sum Insured (₹/Hectare) | Farmer’s Premium Rate | Premium Payable (₹/Hectare) |
|---|---|---|---|
| Soybean | ₹30,000 | 2% | ₹600 |
| Paddy (Rice) | ₹35,000 | 2% | ₹700 |
| Bajra (Pearl Millet) | ₹25,000 | 2% | ₹500 |
| Cotton | ₹40,000 | 5% | ₹2,000 |
| Tur (Arhar) | ₹30,000 | 2% | ₹600 |
| Maize | ₹28,000 | 2% | ₹560 |
➡️ Note: Remaining premium is paid by Central & State Government jointly.
📲 How to Apply for PMFBY 2025?
- Visit nearest CSC center OR
- Log in to pmfby.gov.in
- Upload documents: Aadhaar, Land Record (7/12), Bank Passbook
- Pay the premium
- Get receipt for claim eligibility
⚠️ Important Documents Required
- Aadhaar Card
- 7/12 Land Record
- Active Bank Account
- Recent Photograph
📅 Important Dates
| Event | Tentative Date |
|---|---|
| Enrollment Starts | 15 June 2025 |
| Last Date to Apply | 31 July 2025 |
| Coverage Period | June–October 2025 |
💡 Why You Should Enroll?
✔️ Peace of mind during unpredictable monsoon
✔️ Protection from financial losses
✔️ Affordable premium – starting from ₹500
✔️ Claim support via online grievance portal
🔚 Conclusion
Farmers in Maharashtra must not miss the opportunity to secure their crops under PMFBY Kharif 2025. With premium starting as low as ₹500, this scheme is a powerful shield against crop loss and uncertain climate.
🔗 Apply now and secure your farm at: https://pmfby.gov.in
